---
description: Compare Wave vs SAP Concur regarding their features, reviews, pricing, specifications, screenshots & more.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Wave vs SAP Concur Comparison
---

Breadcrumb: [Home](/) > [Online Payroll Software](/directory/1618/online-payroll/software) > [Wave \<span\>vs\</span\> SAP Concur](https://www.softwareadvice.com.au/compare/18767/417747/wave/vs/sap-concur)

# Compare Wave vs SAP Concur

Canonical: https://www.softwareadvice.com.au/compare/18767/417747/wave/vs/sap-concur

> Detailed comparison between Wave and SAP Concur. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Wave | SAP Concur |
| **Overall rating** | 4.4/5 | 4.3/5 |
| **Total Reviews** | 1720 | 2240 |
| **Starting Price** | USD 19.00 | - |
| **Free Trial** | Yes | Yes |
| **Free Version** | Yes | No |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Live Online, Webinars, Documentation, Videos |

## Key features

### Wave

- ACH Payment Processing
- Accounting
- Accounting Integration
- Accounts Payable
- Accounts Receivable
- Activity Tracking
- Billing & Invoicing
- Dashboard
- Electronic Payments
- Expense Tracking
- Financial Management
- Financial Reporting
- For Small Businesses
- Invoice Management
- Multi-Currency
- Payment Reconciliation
- Receipt Management
- Reminders
- Reporting & Statistics
- Reporting/Analytics

### SAP Concur

- ACH Payment Processing
- Accounting
- Accounting Integration
- Accounts Payable
- Accounts Receivable
- Activity Tracking
- Billing & Invoicing
- Dashboard
- Electronic Payments
- Expense Tracking
- Financial Management
- Financial Reporting
- For Small Businesses
- Invoice Management
- Multi-Currency
- Payment Reconciliation
- Receipt Management
- Reminders
- Reporting & Statistics
- Reporting/Analytics

## Links

- [View Wave Profile](https://www.softwareadvice.com.au/software/18767/wave)
- [View SAP Concur Profile](https://www.softwareadvice.com.au/software/417747/sap-concur)
- [View Original Comparison](https://www.softwareadvice.com.au/compare/18767/417747/wave/vs/sap-concur)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Wave vs SAP Concur Comparison","description":"Compare Wave vs SAP Concur regarding their features, reviews, pricing, specifications, screenshots & more.","url":"https://www.softwareadvice.com.au/compare/18767/417747/wave/vs/sap-concur","about":[{"@id":"https://www.softwareadvice.com.au/software/18767/wave#software"},{"@id":"https://www.softwareadvice.com.au/software/417747/sap-concur#software"}],"breadcrumb":{"@id":"https://www.softwareadvice.com.au/compare/18767/417747/wave/vs/sap-concur#breadcrumblist"},"@id":"https://www.softwareadvice.com.au/compare/18767/417747/wave/vs/sap-concur#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.softwareadvice.com.au/#website"},"inLanguage":"en-AU","publisher":{"@id":"https://www.softwareadvice.com.au/#organization"}},{"name":"Wave","description":"Online accounting software that provides features including invoicing, billing, payment tracking, payroll management, finance management, credit card processing, and receipt scanning. Wave Accounting is designed to help businesses streamline bookkeeping processes. With Wave's bank reconciliation tools, businesses can manage all bank account and credit card information in real-time to improve bookkeeping. Businesses can also generate reports that include various data such as sales tax, balance sheet, cash flow, profit/loss, plus more. Wave's dashboard includes an invoicing tool that collects invoice payments.\n\nA small business owner can choose customizable invoicing templates based on unique business needs. Invoices can be sent via email and the software's credit card processing feature allows users to collect payments online. Recurring invoices and automatic payment features are available for regular customers. Wave empowers users to keep track of their business's financial health by offering accounting reports. These reports provide insights by allowing for month-to-month or year-to-year comparisons. By identifying cash flow trends, businesses can make informed decisions to navigate their financial landscape. It organizes income, expenses, payments, and invoices through the dashboard. \n\nIts security measures assist with the protection of sensitive financial data. Bank data connections are read-only and encrypted using 256-bit encryption. The servers are housed under physical and electronic protection, and Wave is PCI Level-1 certified for handling credit card and bank account information, further enhancing the security of users' financial information.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/aa983cb3-33c6-4340-899e-e5b0e3efa66f.jpg","url":"https://www.softwareadvice.com.au/software/18767/wave","@id":"https://www.softwareadvice.com.au/software/18767/wave#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.softwareadvice.com.au/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.4,"bestRating":5,"ratingCount":1720},"offers":{"price":"19","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Android, Platform ios"},{"name":"SAP Concur","description":"SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions. Employees can snap a picture of a receipt, book a business trip, or submit an expense report right from their phone. Meanwhile, finance teams can track spending in real time, automate approvals, and make sure everything follows company policies. \n\nStay organized and save time, cut down errors and keep things moving without getting buried in paperwork. Integrated AI-enabled solutions help you enforce travel and expense policies, stay compliant and make more informed decisions with up to date spend data.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/2bf3771b-63cb-4ecc-9ec9-b4536649b4b2.jpeg","url":"https://www.softwareadvice.com.au/software/417747/sap-concur","@id":"https://www.softwareadvice.com.au/software/417747/sap-concur#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.softwareadvice.com.au/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.3,"bestRating":5,"ratingCount":2240},"operatingSystem":"Cloud, Apple, Windows, Android, Platform ios, Platform ipad"},{"@id":"https://www.softwareadvice.com.au/compare/18767/417747/wave/vs/sap-concur#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Online Payroll Software","position":2,"item":"/directory/1618/online-payroll/software","@type":"ListItem"},{"name":"Wave vs SAP Concur","position":3,"item":"https://www.softwareadvice.com.au/compare/18767/417747/wave/vs/sap-concur","@type":"ListItem"}]}]}
</script>