---
description: Compare Xero vs Zoho Billing regarding their features, reviews, pricing, specifications, screenshots & more.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Xero vs Zoho Billing Comparison
---

Breadcrumb: [Home](/) > [Payroll Software](/directory/318/payroll-software/software) > [Xero \<span\>vs\</span\> Zoho Billing](https://www.softwareadvice.com.au/compare/2976/395406/xero/vs/zoho-subscriptions)

# Compare Xero vs Zoho Billing

Canonical: https://www.softwareadvice.com.au/compare/2976/395406/xero/vs/zoho-subscriptions

> Detailed comparison between Xero and Zoho Billing. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Xero | Zoho Billing |
| **Overall rating** | 4.4/5 | 4.5/5 |
| **Total Reviews** | 3273 | 105 |
| **Starting Price** | $3.50 | USD 29.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Windows (On-Premise), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Live Online, Webinars, Documentation, Videos |

## Key features

### Xero

- ACH Payment Processing
- API
- Accounting
- Activity Tracking
- Billing & Invoicing
- Customer Database
- Customisable Branding
- Customizable Reports
- Discount Management
- Email Management
- Hourly Billing
- Invoice Management
- Multi-Currency
- Online Invoicing
- Partial Payments
- Project Billing
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Status Tracking

### Zoho Billing

- ACH Payment Processing
- API
- Accounting
- Activity Tracking
- Billing & Invoicing
- Customer Database
- Customisable Branding
- Customizable Reports
- Discount Management
- Email Management
- Hourly Billing
- Invoice Management
- Multi-Currency
- Online Invoicing
- Partial Payments
- Project Billing
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Status Tracking

## Links

- [View Xero Profile](https://www.softwareadvice.com.au/software/2976/xero)
- [View Zoho Billing Profile](https://www.softwareadvice.com.au/software/395406/zoho-subscriptions)
- [View Original Comparison](https://www.softwareadvice.com.au/compare/2976/395406/xero/vs/zoho-subscriptions)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Xero vs Zoho Billing Comparison","description":"Compare Xero vs Zoho Billing regarding their features, reviews, pricing, specifications, screenshots & more.","url":"https://www.softwareadvice.com.au/compare/2976/395406/xero/vs/zoho-subscriptions","about":[{"@id":"https://www.softwareadvice.com.au/software/2976/xero#software"},{"@id":"https://www.softwareadvice.com.au/software/395406/zoho-subscriptions#software"}],"breadcrumb":{"@id":"https://www.softwareadvice.com.au/compare/2976/395406/xero/vs/zoho-subscriptions#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.softwareadvice.com.au/compare/2976/395406/xero/vs/zoho-subscriptions#webpage","isPartOf":{"@id":"https://www.softwareadvice.com.au/#website"},"inLanguage":"en-AU","publisher":{"@id":"https://www.softwareadvice.com.au/#organization"}},{"name":"Xero","description":"Xero is a cloud-based accounting platform designed to assist small and midsize businesses with financial operations management, financial visibility and business performance optimization and more. The platform helps automate accounting tasks and maintain accurate financial records. It offers expense management tools that enable users to track and manage business expenses. Key features include invoicing, quoting, making and collecting payments, tax payment, employee and workforce management, bank reconciliation, expense management, projects handling, reporting and analytics and security measures. Users can capture receipts, categorize expenses and submit them for approval. Xero also supports expense claims, allowing employees to submit their expenses for reimbursement. It provides detailed expense reports, helping businesses monitor spending and identify cost-saving opportunities.\n\nOne of the core features of Xero is its invoicing capability. The solution allows accountants and bookkeepers to create and send professional invoices to clients, track their status and receive payments online. Users can customize invoice templates to align with their brand identity and set up automated reminders for overdue payments. It supports multi-currency invoicing, making it suitable for businesses with international clients. Xero's bank reconciliation feature is designed to streamline the process of matching bank transactions with accounting records. The tool automatically imports bank transactions and suggests matches based on historical data. Users can also create custom bank rules to automate the categorization of recurring transactions. Xero also provides real-time updates on cash flow, helping businesses maintain accurate financial records.\n\nXero includes payroll management functionalities that assist businesses in managing employee payroll and compliance. It allows users to process payroll, calculate taxes and generate payslips. It also supports direct deposit, enabling businesses to pay employees electronically. Additionally, Xero provides tools for managing employee leave and tracking work hours, ensuring accurate payroll processing and compliance with labor regulations. Xero complies with the Payment Card Industry Data Security Standard, and produces Service Organization Control (SOC 2) reports. It also offers a range of reporting and analytics tools that provide valuable insights into business performance. Users can generate custom financial reports, such as profit and loss statements, balance sheets and cash flow statements. Xero's dashboard provides a real-time overview of key financial metrics. The tool supports budgeting and forecasting, enabling businesses to plan for future growth and manage financial risks.\n\nXero integrates with several third-party applications, including CRM systems, eCommerce platforms and payment gateways. Xero’s integrated practice management software includes Xero HQ, Xero Practice Manager, Xero Workpapers and Xero Tax. It connects businesses with their bank, their advisor, accounting tools, payment services and more. These integrations facilitate data synchronization and optimize overall operational. Data is protected by multiple layers of security, including encryption and the platform is subject to strict privacy controls as it uses multi-factor authentication.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/5b3df1a1-b6fb-46d0-bc99-15b50f6d8a07.png","url":"https://www.softwareadvice.com.au/software/2976/xero","@type":"SoftwareApplication","@id":"https://www.softwareadvice.com.au/software/2976/xero#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.softwareadvice.com.au/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.4,"bestRating":5,"ratingCount":3273},"offers":{"price":"3.5","@type":"Offer","priceCurrency":"AUD"},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"Zoho Billing","description":"Zoho Billing (formerly known as Zoho Subscriptions) is an end-to-end billing solution catering to small and medium-sized businesses across various industries such as SaaS startups, gyms, wine clubs and daycare facilities. The solution offers a native mobile application for Android and iOS devices. \n\n\nZoho Billing empowers businesses of all sizes to manage their subscriptions and billing processes with ease. Its comprehensive suite of features helps you simplify invoicing, automate different stages of the customer lifecycle, boost revenue growth, manage failed payment retries and gain valuable insights into the financial health of your business.  \n\n\nZoho Billing offers integration with Zoho Books, Zoho Cliq and Zapier. Business owners can set permission access for employees on the basis of their job roles. Additionally, the solution allows users to manage multiple subscriptions for every customer.\n\n\nZoho Billing offers services on a monthly or annual subscription basis and customer support is available via phone, email and an online knowledge base.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/ebe2e0db-8e6f-4156-a476-24055b78c84e.png","url":"https://www.softwareadvice.com.au/software/395406/zoho-subscriptions","@type":"SoftwareApplication","@id":"https://www.softwareadvice.com.au/software/395406/zoho-subscriptions#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.softwareadvice.com.au/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.5,"bestRating":5,"ratingCount":105},"offers":{"price":"29","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Windows on premise, Android, Platform ios, Platform ipad"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payroll Software","position":2,"item":"/directory/318/payroll-software/software","@type":"ListItem"},{"name":"Xero vs Zoho Billing","position":3,"item":"https://www.softwareadvice.com.au/compare/2976/395406/xero/vs/zoho-subscriptions","@type":"ListItem"}],"@id":"https://www.softwareadvice.com.au/compare/2976/395406/xero/vs/zoho-subscriptions#breadcrumblist"}]}
</script>