--- description: Review of Apple Pay Software: system overview, features, price and cost information. Get free demos and compare to similar programs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Apple Pay | Reviews, Pricing & Demos - SoftwareAdvice AU --- Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/4177/mobile-banking/software) > [Apple Pay](/software/125584/apple-pay) # Apple Pay Canonical: https://www.softwareadvice.com.au/software/125584/apple-pay Page: 1 / 35\ Next: [Next page](https://www.softwareadvice.com.au/software/125584/apple-pay?page=2) > Apple Pay offers a secure and private way to pay for goods and services through iOS apps. Users can provide all payment and shipping information with a single touch using Touch ID. Instead of using cash or cards at checkout, Apple Pay enables users to hold their iPhones over near field communication (NFC) terminals to make secure payments instead of using cash or cards at checkout. The solution is an NFC-payment system that is characterized by an anonymous and single-use token system that keeps credit card data completely secure. Apple Pay uses third-party apps for managing items such as gift cards, boarding passes and movie tickets. The solution is suitable for both small and medium businesses, however it requires iOS 8.1 or above and an iPhone 6S, iPhone 6S Plus, iPhone 6 or iPhone 6 Plus. The iPad Air 2, iPad mini 4, iPad Pro, iPad mini 3 and Apple Watch also work with it, but iPads only support it in apps, and the Apple Watch must be paired with an iPhone. > > Verdict: Rated **4.7/5** by 845 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 845 Reviews | | Ease of Use | 4.8/5 | Based on overall reviews | | Customer Support | 4.5/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.7/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Apple ## Commercial Context - **Pricing model**: Per Feature - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: United States ## Features - Authentication - Digital Wallet ## Support Options - Email/Help Desk - Phone Support - Chat ## Category - [Mobile Banking Software](https://www.softwareadvice.com.au/directory/4177/mobile-banking/software) ## Alternatives 1. [Plaid](https://www.softwareadvice.com.au/software/179020/plaid-for-lending) — 4.4/5 (101 reviews) 2. [Google Pay](https://www.softwareadvice.com.au/software/124963/google-pay) — 4.6/5 (916 reviews) 3. [Cash App](https://www.softwareadvice.com.au/software/319076/cash-app) — 4.2/5 (689 reviews) 4. [Temenos](https://www.softwareadvice.com.au/software/263029/temenos-transact) — 4.4/5 (69 reviews) 5. [Intelligrow](https://www.softwareadvice.com.au/software/305924/intelligrow) (0 reviews) ## Reviews ### "Apple Pay nowadays" — 5.0/5 > **Cody** | *30 April 2026* | Apparel & Fashion | Recommendation rating: 10.0/10 > > **Pros**: I love its simplicity and versatility and also its unique features that make it easy and convenient to use. > > **Cons**: I don’t think I have any dislike towards Apple Pay at all\! I enjoy using it and I will continue using it. > > I love it\! I enjoy using it and I use it practically everyday and it’s a nice way to pay for things since it is so easy. ----- ### "APPLE PAY REVIEW" — 5.0/5 > **Verified Reviewer** | *13 January 2026* | Education Management | Recommendation rating: 10.0/10 > > **Pros**: It's super convenient to use. If I forget my wallet or dont want to go searching for my cards I can use Apple Pay. The wifi is super convenient. And, it shows me my receipt swiftly on my phone. > > **Cons**: For some reason sometimes the payment wont go through. It's rare but it does happen. And I have to find my physical card. > > I love it. It's an absolute game changer. And, it adds so much efficiency and ease to life. You can pay other people as well with it. ----- ### "Apple Pay" — 5.0/5 > **Karen** | *2 June 2022* | Education Management | Recommendation rating: 10.0/10 > > **Pros**: I like the ease of not always having to have my purse with me while im out shopping. My phone is always with me so its so simple to just pull that out and pay. > > **Cons**: I have found a few businesses that dont offer Apple Pay but i really don't see that as a con for this product as much as for that company ----- ### "5 stars for Apple Pay" — 5.0/5 > **Shawn** | *6 March 2026* | Hospital & Health Care | Recommendation rating: 10.0/10 > > **Pros**: I love all the features that you get when using Apple Pay. Being able to make payments straight from your phone when grocery shopping to being able to make purchases from websites using Apple pay and not having to fill out all your information. It's just a click of a button and its done. Also being able to send money transfers is a game changer. Apple Pay is so easy to use from the start that you do not have a huge learning curve from the start making Apple Pay my go to. > > **Cons**: I love everything about Apple Pay that I cannot find anything bad to say about this product. It has made life so easy. I have not had any bugs or issues using Apple Pay and it's a free feature using Apple products. > > Apple Pay has been nothing but a positive experience for myself that I cannot recommend more to anyone. It truly makes every day purchasing or transferring money so easy. ----- ### "Apple amazing pay" — 5.0/5 > **Cassandra** | *1 February 2026* | Education Management | Recommendation rating: 10.0/10 > > **Pros**: What I like most about apple pay is that it's very convenient to use and pay for items in stores across the states > > **Cons**: Nothing I like least I love for years now how advanced it is to use apple pay and how easy it is to purchase or pay > > My overall experience is you can set up a account to be paid automatically weather it's a bill or any payment to different merchants ----- Page: 1 / 35\ Next: [Next page](https://www.softwareadvice.com.au/software/125584/apple-pay?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.com.au/software/125584/apple-pay) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data