--- description: Review of Online Check Writer Software: system overview, features, price and cost information. Get free demos and compare to similar programs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Online Check Writer | Reviews, Pricing & Demos - SoftwareAdvice AU --- Breadcrumb: [Home](/) > [Banking Software](/directory/4216/banking-systems/software) > [Online Check Writer](/software/325676/online-check-writer) # Online Check Writer Canonical: https://www.softwareadvice.com.au/software/325676/online-check-writer Page: 1 / 11\ Next: [Next page](https://www.softwareadvice.com.au/software/325676/online-check-writer?page=2) > OnlineCheckWriter.com – Powered by Zil Money is a check printing software and B2B payment platform offering over 30 business payment tools. Businesses can easily pay vendors, process payroll, and receive payments on time. The platform supports multiple payment methods, including printable checks, eChecks, ACH, wire transfers, international payments, and credit cards—even enabling payments by credit card to vendors who don’t accept them directly. Beyond payment processing, the platform offers virtual cards, a digital wallet, and advanced security features like Positive Pay. OnlineCheckWriter.com – Powered by Zil Money integrates seamlessly with popular accounting solutions such as QuickBooks (as a QuickBooks Silver Tier Partner), Xero, and Zoho Books to streamline financial operations. Accessible via both web and mobile apps, it allows businesses to manage payments anytime, anywhere. With over 16 million checks processed and $91 billion in transactions, OnlineCheckWriter.com is trusted by more than 1 million businesses worldwide. > > Verdict: Rated **4.5/5** by 255 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.5/5** | 255 Reviews | | Ease of Use | 4.4/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.4/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Zil.US - **Founded**: 2008 ## Commercial Context - **Starting Price**: USD 30.00 - **Pricing model**: Flat Rate (Free Trial) - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English - **Available Countries**: United States ## Features - ACH Payment Processing - Accounting - Accounting Integration - Accounts Payable - Accounts Receivable - Approval Process Control - Billing & Invoicing - Check Writing - Compliance Management - Credit Card Processing - Customer Statements - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - ERP integration - Expense Tracking - Financial Management - Invoice Creation - Invoice History - Invoice Processing ## Integrations (17 total) - BILL Accounts Payable & Receivable - BitPay - FreshBooks - Gusto - Make - Paychex Flex - QuickBooks Desktop - QuickBooks Online - QuickBooks Payroll - Square Payroll - Stripe - Wave - Xero - Zapier - Zoho Books ... and 2 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Phone Support - 24/7 (Live rep) - Chat ## Category - [Banking Software](https://www.softwareadvice.com.au/directory/4216/banking-systems/software) ## Related Categories - [Banking Software](https://www.softwareadvice.com.au/directory/4216/banking-systems/software) - [Payment Processing Software](https://www.softwareadvice.com.au/directory/4526/online-payment/software) - [Bookkeeping Software](https://www.softwareadvice.com.au/directory/270/bookkeeping/software) - [Recurring Billing Software](https://www.softwareadvice.com.au/directory/3324/recurring-billing/software) - [Billing and Invoicing Software](https://www.softwareadvice.com.au/directory/263/billing-invoicing-software/software) ## Alternatives 1. 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OCW has continued to develop and improve the check printing features, placing them first-in-class for check printing, while maintaining reasonable fees. Today's OCW offers far more than simply check printing. They have vastly expanded their offerings to include integration with all popular accounting software, added a powerful payroll management feature, and even integrated business banking accounts, payment processing, and ACH features such as direct deposit. While the customer service can be difficult to reach and often subpar in the assistance offered, users who have some accounting familiarity or those with time enough to employ self-help features, will find the services offered to be unparalleled at the price offered. OCW is a true contender in a banking and accounting all-in-one solution for small businesses. > > **Cons**: The customer service is minimally responsive and does not follow-through. > > OCW has met all my payroll and check printing needs. ----- ### "Check Writer is a MUST\!" — 5.0/5 > **Joan** | *2 April 2025* | Financial Services | Recommendation rating: 10.0/10 > > **Pros**: I enjoy the ease of use with the Online Check Writer. Being able to print checks for multiple accounts makes this task as efficient as possible for my business. > > **Cons**: Esthetically, the website is on the simple side. I don't mind the look since the overall service is great. > > My overall experience using Check Writer has been great. From the start, being able to edit and personalize checks is a great feature. This is great for making checks look very professional. The cost is also very affordable considering other services charge hundreds of dollars for the same end product. ----- ### "Software does not completely work" — 1.0/5 > **Mike** | *10 February 2024* | Transportation/Trucking/Railroad | Recommendation rating: 0.0/10 > > **Pros**: Does allow you to print checks. But to be honest the is all the pros. It doesn't keep good accurate records > > **Cons**: Reporting is not accurate 1099s are not accurate. The amount on the 1099s do not match the dates of payments. Does not interact with quickbooks accurately. Mailing out physical checks from their system half the time does not reach the destination. > > I have used them for the last few years to print off checks. This past year I used them to not only print off checks but also to help me interact better with the Quickbooks so it will accurately record information. OCW does not interact like it should with quickbooks. Also I spent the entire year paying out thinking that the 1099s could be printed accurately with the software. When I went to print them off the date said 2024 which was wrong, there was no tax ID number on the forms, and the amounts were not accurate. This caused and is still causing a huge problem which in turn caused us to be late on filing our 1099s. I cannot recommend this company due to the fact they are not ready for this type of work. I hope they will fix our issues and compensate us for the loss and damages caused by their software. ----- ### "Trustworthy but missing features" — 4.0/5 > **Elvis** | *23 September 2025* | Entertainment | Recommendation rating: 8.0/10 > > **Pros**: I like the ease of use and how straightforward and quick everything was. There wasn’t much to navigate or to figure out. > > **Cons**: Some verification issues that to go out to sort out along with a lot of of the actual services being either unavailable due to maintenance or coming soon > > Overall, good experience and trustworthy company. Checks and payments are easily processed and handled although some banking issues when it came to verifying business. ----- ### "Will be dropping the software with the increased pricing and new charge per check printed" — 4.0/5 > **John** | *4 August 2022* | Arts & Crafts | Recommendation rating: 3.0/10 > > **Pros**: Easy to use, good check layout software. Overall, have had a positive experience with the software. > > **Cons**: Customer support is limited, price hike has me looking into other options > > Overall positive for the 2+ years I used it, but with the increased cost, I no longer see it as worth the cost. ----- Page: 1 / 11\ Next: [Next page](https://www.softwareadvice.com.au/software/325676/online-check-writer?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.com.au/software/325676/online-check-writer) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data