---
description: Review of Wise Software: system overview, features, price and cost information. Get free demos and compare to similar programs.
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title: Wise | Reviews, Pricing & Demos - SoftwareAdvice AU
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [Wise](/software/319289/wise)

# Wise

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> Wise is payment processing software that lets businesses transfer money in multi-currencies to users across international countries. It is a customizable system designed to handle the specific needs of enterprise-level merchants, businesses, financial institutions, and freelancers.&#10;&#10;Wise allows users to send and receive funds for their domestic remittances and online shopping. Enterprises can also send invoices, accept online payments, take deposits and manage finances on a unified portal. Additionally, users can accept payments via PayPal, Payoneer, bank accounts, and other channels.&#10;&#10;It comes with a usage-based fee and support is provided via email, FAQs and other online measures.
> 
> Verdict: Rated **3.8/5** by 85 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **3.8/5** | 85 Reviews |
| Ease of Use | 4.0/5 | Based on overall reviews |
| Customer Support | 3.5/5 | Based on overall reviews |
| Value for Money | 3.8/5 | Based on overall reviews |
| Features | 3.9/5 | Based on overall reviews |
| Recommendation percentage | 70% | (7/10 Likelihood to recommend) |

## About the vendor

- **Company**: Wise

## Commercial Context

- **Pricing model**:  (Free version available)
- **Pricing Details**: Contact Wise for pricing details.
- **Target Audience**: Self Employed, 2–10, 11–50, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English, German
- **Available Countries**: United Kingdom

## Features

- API
- Activity Dashboard
- Alerts/Notifications
- Data Import/Export
- Data Security
- Multi-Currency
- Online Payments
- Reporting/Analytics
- Status Tracking
- Transaction Monitoring

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base

## Category

- [Payment Processing Software](https://www.softwareadvice.com.au/directory/4526/online-payment/software)

## Alternatives

1. [PayPal](https://www.softwareadvice.com.au/software/104664/paypal) — 4.6/5 (26348 reviews)
2. [Venmo](https://www.softwareadvice.com.au/software/317580/venmo) — 4.7/5 (9275 reviews)
3. [Stripe](https://www.softwareadvice.com.au/software/49509/stripe) — 4.6/5 (3327 reviews)
4. [Square Payments](https://www.softwareadvice.com.au/software/374157/square-payments) — 4.7/5 (2676 reviews)
5. [Square Point of Sale](https://www.softwareadvice.com.au/software/374161/square-register-pos) — 4.6/5 (3027 reviews)

## Reviews

### "The Best Online Bank Miles Away" — 5.0/5

> **Gustavo** | *13 May 2022* | Marketing & Advertising | Recommendation rating: 10.0/10
> 
> **Pros**: It does offer great exchange rates.&#10;You can literally a bank account in different countries like EEUU, UK, Belgium, etc.&#10;The money transferring system is super easy to use
> 
> **Cons**: As the time pass, it has become more difficult to open a Wise Account. &#10;It does not allow Venezuelan customers to manage their cards, nor their accounts while in Venezuela, and it is a terrible deal, since you might be eventually parked at some places, and you won't be able to use your funds. &#10;The customer support is not as good as it should be. I found myself looking for Wise customer services in different countries once a particular time zone is closed. &#10;There are no physical or virtual cards for businesses in the United States, then it is super limited the money management.
> 
> I do use Wise literally daily from almost three years. I have to travel a lot, and I find their rates to be the best with no questions.

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### "I like Wise" — 5.0/5

> **Kai** | *8 May 2025* | Real Estate | Recommendation rating: 10.0/10
> 
> **Pros**: convineient and quick, easy to use and transfer money from payroll
> 
> **Cons**: no interest rate earning from savings, money stay there and wasted
> 
> fast and quick get payment dirently from wise and save exchange rate

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### "Fast, Transparent, and Easy International Transfers" — 3.0/5

> **Flavia** | *13 May 2025* | Architecture & Planning | Recommendation rating: 5.0/10
> 
> **Pros**: The intuitive interface makes international money transfers incredibly simple. It's easy to understand fees upfront, and the real exchange rate shown is a huge plus. The mobile app is user-friendly, and notifications keep you informed every step of the way.
> 
> **Cons**: Some smaller currencies or countries aren’t fully supported, which can be limiting in rare cases. Also, first-time verification may take a bit longer than expected, depending on your location.
> 
> Wise has significantly improved the way I manage international payments. It’s transparent, fast, and much cheaper than using traditional banks. Whether I’m paying freelancers or transferring money to family abroad, I feel confident using Wise thanks to its clear process and dependable service. But for location my account was closed

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### "Must-Have\!" — 4.0/5

> **Suhail** | *4 December 2025* | Real Estate | Recommendation rating: 9.0/10
> 
> **Pros**: I liked Wise for its ease of use, quick setup, and real-time exchange rates that make transactions simple.
> 
> **Cons**: I liked least that Wise has no physical branches, which can be inconvenient when in-person support is needed.
> 
> My overall experience with Wise has been great—simple, fast, and reliable for everyday financial needs.

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### "A wise choice for your all your currency transfer transactions" — 5.0/5

> **Michael** | *22 March 2025* | Recreational Facilities & Services | Recommendation rating: 10.0/10
> 
> **Pros**: What I liked most about Wise is its lightning-fast transfer speeds, which were crucial for my situation. Living in Spain and managing large transfers for a house build, I needed transactions from my UK accounts to be quick, secure, and hassle-free. Wise consistently delivered—most transfers arrived in seconds, even with substantial amounts, and I never encountered a single issue. I also like Wise’s transparent and inexpensive fees, the user-friendly interface, and reliability across currencies.
> 
> **Cons**: I had one issue with my bank, but that had nothing at all to do with Wise or their service. The issue was quickly resolved and the money arrived safely and quickly.
> 
> Very happy indeed. The service has always been quick, safe, I always seem to get the best exchange rates at the time too. The fees are quite low. Its been a great discovery and perfect for my needs.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.com.au/software/319289/wise)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/product/319289-Wise/> |
| en-AU | <https://www.softwareadvice.com.au/software/319289/wise> |
| en-GB | <https://www.softwareadvice.co.uk/software/319289/wise> |
| en-IE | <https://www.softwareadvice.ie/software/319289/wise> |
| en-NZ | <https://www.softwareadvice.co.nz/software/319289/wise> |

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