---
description: Review of ACTICO Credit Risk Platform Software: system overview, features, price and cost information. Get free demos and compare to similar programs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: ACTICO Credit Risk Platform | Reviews, Pricing & Demos - SoftwareAdvice AU
---

Breadcrumb: [Home](/) > [Commercial Loan Software](/directory/4758/commercial-loan-software/software) > [ACTICO Credit Risk Platform](/software/370035/credit-risk-rating-platform)

# ACTICO Credit Risk Platform

Canonical: https://www.softwareadvice.com.au/software/370035/credit-risk-rating-platform

> ACTICO Credit Risk Platform is a banking systems software that helps businesses streamline financial spreading, credit analysis and credit approval workflows to make faster, well-informed credit decisions in commercial and SME lending. The platform allows the implementation and execution of bank-internal rating models on a centralized rating engine. Customers can also access industry-leading external credit scorecards. 

Built on the Salesforce platform, the solution offers banks and FIs a secure, highly flexible cloud-based solution to increase the efficiency and speed of risk assessment processes.

- Secure, flexible, and highly scalable cloud technology built on Salesforce - the solution can be accessed anytime, anywhere, from any device
- User friendly, graphical drag-and-drop editor to implement, test, document and deploy decision strategies and risk models of any complexity (e.g., scorecards, pricing rules, ratings). 
- User-Interfaces and Workflows are configured using the Salesforce framework. 
- Extensive feature set for Financial Spreading supporting any number of spreading templates 
- Projections and Peer Group Analysis capabilities 
- Platform allows for the implementation of market-, product- and channel specific rule models 
- Management of customer groups (group of connected clients and borrower units)
- Extensive capabilities for capturing, structuring and process financial statement data including OCR technologies for data integration   
- A 360-degree portfolio view, reporting and dashboard capabilities 
- Integration of any number of internal or external data sources 
- Fully auditable version management of rule models
- Audit-proof storage of all input and output data and model changes in a central data storage 

The platform is aimed on risk departments to independently managed rule models and perform credit decisioning and rating processes. 

ACTICO is a full-service provider and offers extensive support for the successful implementation, configuration and integration of our solutions.
For implementation of the Credit Decision Platform, we typically propose a joint implementation approach that consists of a joint team of the customer and ACTICO resources working collaboratively side-by-side. Under an agile project methodology (e.g. Scrum), resources of both organizations would be part of the agile delivery team.
This implementation approach sets the perfect basis for enabling the customer to independently maintain and manage the Credit Engine and the underlying rule models. ACTICO services can be delivered remotely and on-site at the bank’s premises.
The ACTICO service portfolio typically includes the following: 
- Training services
- Architecture and solution design workshops
- Support for model implementation and configuration
- Quality assurance and review of implemented models
- General support questions
 It is also possible to leverage banks-internal or external resources with Salesforce expertise.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

-----

## About the vendor

- **Company**: ACTICO
- **Location**: Immenstaad am Bodensee, Germany
- **Founded**: 1997

## Commercial Context

- **Starting Price**: EUR 45,000.00
- **Pricing model**: Per User (Free Trial)
- **Target Audience**: 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English, German
- **Available Countries**: Albania, American Samoa, Andorra, Anguilla, Antigua and Barbuda, Argentina, Aruba, Australia, Austria, Bahamas, Barbados, Belarus, Belgium, Belize, Bermuda, Bolivia, Bosnia and Herzegovina, Brazil, British Virgin Islands, Bulgaria and 121 more

## Features

- API
- Activity Dashboard
- Audit Trail
- Automated Decisioning/Underwriting
- Client Portal
- Counterparty Risks
- Credit Check
- Credit Risk Management
- Customer Database
- Customizable Reports
- Dashboard
- Data Import/Export
- Data Management
- Document Management
- Document Storage
- Financial Analysis
- Financial Management
- For Commercial Business
- Fraud Detection
- Hierarchy Management

## Support Options

- Email/Help Desk
- Knowledge Base
- Phone Support

## Category

- [Commercial Loan Software](https://www.softwareadvice.com.au/directory/4758/commercial-loan-software/software)

## Related Categories

- [Commercial Loan Software](https://www.softwareadvice.com.au/directory/4758/commercial-loan-software/software)
- [Financial Risk Management Software](https://www.softwareadvice.com.au/directory/4165/financial-risk-management/software)
- [Risk Management Software](https://www.softwareadvice.com.au/directory/4423/risk-management/software)

## Alternatives

1. [Mortgage Automator](https://www.softwareadvice.com.au/software/211774/mortgage-automator) — 4.9/5 (112 reviews)
2. [Fintech Market Core System](https://www.softwareadvice.com.au/software/418908/fintech-market-core-system) — 5.0/5 (8 reviews)
3. [TreasuryView](https://www.softwareadvice.com.au/software/367133/treasuryview) — 4.8/5 (6 reviews)
4. [HES LoanBox](https://www.softwareadvice.com.au/software/359651/hes-loanbox) — 4.9/5 (25 reviews)
5. [Baseline](https://www.softwareadvice.com.au/software/418242/baseline) — 4.9/5 (10 reviews)

## Links

- [View on SoftwareAdvice](https://www.softwareadvice.com.au/software/370035/credit-risk-rating-platform)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.softwareadvice.de/software/370035/credit-risk-rating-platform> |
| en | <https://www.softwareadvice.com/banking-systems/credit-risk-platform-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/370035/credit-risk-rating-platform> |
| en-GB | <https://www.softwareadvice.co.uk/software/370035/credit-risk-rating-platform> |
| en-IE | <https://www.softwareadvice.ie/software/370035/credit-risk-rating-platform> |
| en-NZ | <https://www.softwareadvice.co.nz/software/370035/credit-risk-rating-platform> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"SoftwareAdvice Australia","address":{"@type":"PostalAddress","addressLocality":"Sydney","addressRegion":"NSW","postalCode":"2060","streetAddress":"Level 18 40 Mount Street North Sydney NSW 2060 Australia"},"description":"Software Advice helps businesses in Australia find the best software. Compare software options and learn more from our research and user reviews.","email":"info@softwareadvice.com.au","url":"https://www.softwareadvice.com.au/","logo":"https://dm-localsites-assets-prod.imgix.net/images/software_advice/logo-white-d2cfd05bdd863947d19a4d1b9567dde8.svg","@type":"Organization","@id":"https://www.softwareadvice.com.au/#organization","parentOrganization":"Gartner, Inc.","sameAs":[]},{"name":"ACTICO Credit Risk Platform","description":"ACTICO Credit Risk Platform is a banking systems software that helps businesses streamline financial spreading, credit analysis and credit approval workflows to make faster, well-informed credit decisions in commercial and SME lending. The platform allows the implementation and execution of bank-internal rating models on a centralized rating engine. Customers can also access industry-leading external credit scorecards. \n\nBuilt on the Salesforce platform, the solution offers banks and FIs a secure, highly flexible cloud-based solution to increase the efficiency and speed of risk assessment processes.\n\n- Secure, flexible, and highly scalable cloud technology built on Salesforce - the solution can be accessed anytime, anywhere, from any device\n- User friendly, graphical drag-and-drop editor to implement, test, document and deploy decision strategies and risk models of any complexity (e.g., scorecards, pricing rules, ratings). \n- User-Interfaces and Workflows are configured using the Salesforce framework. \n- Extensive feature set for Financial Spreading supporting any number of spreading templates \n- Projections and Peer Group Analysis capabilities \n- Platform allows for the implementation of market-, product- and channel specific rule models \n- Management of customer groups (group of connected clients and borrower units)\n- Extensive capabilities for capturing, structuring and process financial statement data including OCR technologies for data integration   \n- A 360-degree portfolio view, reporting and dashboard capabilities \n- Integration of any number of internal or external data sources \n- Fully auditable version management of rule models\n- Audit-proof storage of all input and output data and model changes in a central data storage \n\nThe platform is aimed on risk departments to independently managed rule models and perform credit decisioning and rating processes. \n\nACTICO is a full-service provider and offers extensive support for the successful implementation, configuration and integration of our solutions.\nFor implementation of the Credit Decision Platform, we typically propose a joint implementation approach that consists of a joint team of the customer and ACTICO resources working collaboratively side-by-side. Under an agile project methodology (e.g. Scrum), resources of both organizations would be part of the agile delivery team.\nThis implementation approach sets the perfect basis for enabling the customer to independently maintain and manage the Credit Engine and the underlying rule models. ACTICO services can be delivered remotely and on-site at the bank’s premises.\nThe ACTICO service portfolio typically includes the following: \n- Training services\n- Architecture and solution design workshops\n- Support for model implementation and configuration\n- Quality assurance and review of implemented models\n- General support questions\n It is also possible to leverage banks-internal or external resources with Salesforce expertise.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/9d3af667-17ff-4266-8365-45955bdd535d.png","url":"https://www.softwareadvice.com.au/software/370035/credit-risk-rating-platform","@type":"SoftwareApplication","@id":"https://www.softwareadvice.com.au/software/370035/credit-risk-rating-platform#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.softwareadvice.com.au/#organization"},"offers":{"price":"45000","@type":"Offer","priceCurrency":"EUR"},"operatingSystem":"Cloud, Apple, Windows, Linux, Windows on premise, Linux on premise, Platform ios, Platform ipad"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Commercial Loan Software","position":2,"item":"/directory/4758/commercial-loan-software/software","@type":"ListItem"},{"name":"ACTICO Credit Risk Platform","position":3,"item":"/software/370035/credit-risk-rating-platform","@type":"ListItem"}],"@id":"https://www.softwareadvice.com.au/software/370035/credit-risk-rating-platform#breadcrumblist"}]}
</script>