--- description: Review of Square Payments Software: system overview, features, price and cost information. Get free demos and compare to similar programs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Square Payments | Reviews, Pricing & Demos - SoftwareAdvice AU --- Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/4759/mobile-credit-card-processing-software/software) > [Square Payments](/software/374157/square-payments) # Square Payments Canonical: https://www.softwareadvice.com.au/software/374157/square-payments Page: 1 / 109\ Next: [Next page](https://www.softwareadvice.com.au/software/374157/square-payments?page=2) > Square Payments is a cloud-based payment processing tool for businesses within the retail, food and beverage and health and fitness industries. Key features include fraud prevention, dispute management, touch-free transactions, automated invoicing and cash flow monitoring. Square Payments’ built-in analytics uses machine learning to track fraudulent activities and monitor transactions in real-time. It can send automatic alerts on suspicious activities. Automatic receipts speed up the checkout processes and ensure a digital record of all purchases is kept. Additionally, this tool comes with an activity dashboard, which consolidates all customer data and provides timely updates on sales and inventory. Square Payments is available on a per-transaction basis and support is provided via documentation, forums, emails, phone, FAQs and video tutorials. The application involves Terminal API and Reader SDK to streamline payment processing and offers integrations with third-party point-of-sale software and service providers including Mailchimp, Ritual, WooCommerce and Intuit QuickBooks. > > Verdict: Rated **4.7/5** by 2686 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2686 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - API - Activity Dashboard - Billing & Invoicing - CRM - Cash Management - Compliance Management - Contactless NFC - Credit Card Processing - Cryptocurrency Processing - Customer Database - Data Security - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - Fraud Detection - Gift Card Management - In-Person Payments - Invoice Management - Mobile Access ## Integrations (30 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Mailchimp - Make - MarginEdge - MoeGo - Paymo - Poptin ... and 15 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Mobile Credit Card Processing Software](https://www.softwareadvice.com.au/directory/4759/mobile-credit-card-processing-software/software) ## Related Categories - [Mobile Credit Card Processing Software](https://www.softwareadvice.com.au/directory/4759/mobile-credit-card-processing-software/software) - [Payment Processing Software](https://www.softwareadvice.com.au/directory/4526/online-payment/software) ## Alternatives 1. [PayPal](https://www.softwareadvice.com.au/software/104664/paypal) — 4.6/5 (26408 reviews) 2. [Venmo](https://www.softwareadvice.com.au/software/317580/venmo) — 4.7/5 (9281 reviews) 3. [Stripe](https://www.softwareadvice.com.au/software/49509/stripe) — 4.6/5 (3337 reviews) 4. [Square Point of Sale](https://www.softwareadvice.com.au/software/374161/square-register-pos) — 4.6/5 (3030 reviews) 5. [Nomod](https://www.softwareadvice.com.au/software/389619/Nomod) — 4.8/5 (338 reviews) ## Reviews ### "Still the best invoicing and business app around\!" — 5.0/5 > **Decembre** | *30 April 2026* | Security & Investigations | Recommendation rating: 9.0/10 > > **Pros**: I love square because it does the new hiring filing, my quarterly taxes and so much more. My employees and contractors can even look up their check stubs whenever they want it. > > **Cons**: Square still does not protect against fraud and protecting the business owner. Other than that, I love Square. ----- ### "Square Makes Payments and Posting so Easy" — 5.0/5 > **Zachary** | *19 March 2026* | Philanthropy | Recommendation rating: 10.0/10 > > **Pros**: We use Square's card readers for attendees to pay for admission to our program events. Never had a problem with the system and it works well in combination with our ERP system. In addition, the reporting features help us easily drop data into Microsoft Excel and manipulate the data. > > **Cons**: Overall, I have little criticism for Square. The system works well, does what it's supposed to do, and transferring money to our bank is easy. > > Square has helped us eliminate the need for physical money at our programing events, since attendees can easily pay with CC. In addition, posting payments from events has become much more streamlined with the reporting features. ----- ### "Perfect for sales" — 5.0/5 > **Anna** | *16 April 2026* | Fund-Raising | Recommendation rating: 10.0/10 > > **Pros**: The ease of accepting payments, super self explanatory, ease of use, and very user friendly. I love the face there is plug ins for Apple and Android > > **Cons**: Sometimes the service can be distributed easily if the weather is not ideal. Causes sales to be lost sometimes. > > Overall it’s been a lovely tool to use to accept payments even with the occasional blackouts and lose of payments ----- ### "Simple, Reliable Payments with Room for Improvement" — 5.0/5 > **Verified Reviewer** | *12 April 2026* | Arts & Crafts | Recommendation rating: 8.0/10 > > **Pros**: I liked how easy Square Payments is to use, especially for a small business. The setup was quick, and I was able to start accepting payments right away without any complicated steps. I also appreciate the all-in-one system—it handles payments, inventory, and sales tracking in one place. The mobile app is user-friendly, and being able to accept card payments anywhere is a huge plus. The transparent pricing with no hidden fees makes it even better for managing my business finances. > > **Cons**: One downside is the processing fees, which can add up over time, especially for small businesses with lower margins. I also noticed that transfers to my bank account can sometimes take longer than expected unless I pay an extra fee for instant deposits. Another issue is that account holds or payment reviews can happen without much notice, which can be frustrating when you rely on consistent cash flow. > > Overall, my experience with Square Payments has been very positive. It’s a reliable and easy-to-use platform that makes accepting payments simple, whether in person or online. The setup process was quick, and the tools for tracking sales and managing my business are very helpful. While the fees and occasional delays in deposits can be a downside, the convenience, flexibility, and professional features make it a great option for small business owners ----- ### "Square payments" — 5.0/5 > **Rebecca** | *27 April 2026* | Construction | Recommendation rating: 10.0/10 > > **Pros**: What I like most about Square Payments is how simple and convenient it makes accepting payments. The setup is quick, the interface is very user-friendly, and transactions process smoothly whether in person or online. I also appreciate the clear reporting and easy access to sales data, which makes tracking revenue and managing day-to-day operations much easier. The transparent pricing and fast deposits are another big plus. Overall, it’s a reliable, efficient payment solution that helps keep business running smoothly. > > **Cons**: What I like least about Square Payments is that the transaction fees can add up, especially for larger invoices or high-volume processing. There are also occasional delays with deposits or account reviews that can be frustrating when you need quick access to funds. Additionally, some of the more advanced features require paid add-ons, which increases overall costs. While it’s a very convenient platform, those extra expenses and occasional holds can be a downside. > > Overall, my experience with Square has been very positive. It’s a reliable and easy-to-use payment platform that makes accepting payments simple, whether in person, online, or through invoices. The system is straightforward to navigate, and the reporting tools provide helpful insights into sales and customer activity. While fees and occasional account reviews can be a drawback, the convenience, professionalism, and efficiency it brings to daily operations make it a valuable tool for business. ----- Page: 1 / 109\ Next: [Next page](https://www.softwareadvice.com.au/software/374157/square-payments?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.com.au/software/374157/square-payments) ## This page is available in the following languages | Locale | URL | | de | | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | | fr | | ----- ## Structured Data