---
description: Review of Atoa Business Software: system overview, features, price and cost information. Get free demos and compare to similar programs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Atoa Business | Reviews, Pricing & Demos - SoftwareAdvice AU
---

Breadcrumb: [Home](/) > [Financial Services Software](/directory/4356/financial-services/software) > [Atoa Business](/software/552117/Atoa-Business)

# Atoa Business

Canonical: https://www.softwareadvice.com.au/software/552117/Atoa-Business

> Atoa Business is a UK payment platform designed for businesses to accept Pay by Bank and card payments through a unified system. It is available to UK-registered limited companies processing significant monthly payments and registered UK charities that meet eligibility criteria. The platform supports industries such as retail, ecommerce, and professional services, offering flexible payment acceptance options. It operates as an FCA-authorized payment institution.

The platform enables payments through various channels, including in-person transactions using POS terminals and QR codes, remote payments via SMS and email links, and online checkouts. Pay by Bank functionality uses open banking technology for direct payments from banking apps. Card payment acceptance includes Visa, Mastercard, American Express, Apple Pay, and Google Pay. Pay by Bank transactions offer instant or next-day settlement. Features include partial payments, instant payment reminders, one-click refunds, and automated reconciliation.

Atoa Business holds ISO-27001 and SOC2 security certifications and is registered under FCA number 1007647. It is accessible through a web dashboard and mobile applications for iOS and Android.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

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## About the vendor

- **Company**: AtoA

## Commercial Context

- **Starting Price**: GBP 7.00
- **Pricing model**: Per User (Free Trial)
- **Target Audience**: 201–500, 501–1,000
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United Kingdom

## Features

- Billing & Invoicing
- Cash Management
- Credit Card Processing
- Customizable Reports
- Data Security
- Electronic Payments
- Financial Analysis
- Financial Management
- For Financial Institutions
- Online Payments
- Partial Payments
- Payment Links
- Purchasing & Receiving
- Reporting/Analytics
- Third-Party Integrations
- Transaction History

## Integrations (18 total)

- PointOne Time
- QuickBooks Money
- QuickBooks Online
- QuickBooks Online Accountant
- QuickBooks Online Advanced
- Sage 100
- Sage 200
- Sage 200 Evolution
- Sage 300
- Sage 300 People
- Sage 50 Accounting
- Sage 500
- Sage 50cloud Pastel
- Sage Accounting
- Sage Active

... and 3 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Financial Services Software](https://www.softwareadvice.com.au/directory/4356/financial-services/software)

## Related Categories

- [Financial Services Software](https://www.softwareadvice.com.au/directory/4356/financial-services/software)
- [Payment Processing Software](https://www.softwareadvice.com.au/directory/4526/online-payment/software)

## Links

- [View on SoftwareAdvice](https://www.softwareadvice.com.au/software/552117/Atoa-Business)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/product/552117-Atoa-Business/> |
| en-AU | <https://www.softwareadvice.com.au/software/552117/Atoa-Business> |
| en-GB | <https://www.softwareadvice.co.uk/software/552117/Atoa-Business> |
| en-IE | <https://www.softwareadvice.ie/software/552117/Atoa-Business> |
| en-NZ | <https://www.softwareadvice.co.nz/software/552117/Atoa-Business> |

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