---
description: Review of SPARK Software: system overview, features, price and cost information. Get free demos and compare to similar programs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: SPARK | Reviews, Pricing & Demos - SoftwareAdvice AU
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [SPARK](/software/554327/SPARK)

# SPARK

Canonical: https://www.softwareadvice.com.au/software/554327/SPARK

> SPARK is a payment platform designed to manage the entire payment process, including issuing, acquiring, acceptance, switching, clearing, settlement, and fraud management. It is used by banks, payment service providers, processors, retailers, fintech companies, and digital banks operating in regulated environments. The platform supports institutions seeking to modernize payment systems while maintaining control, compliance, and scalability across local and international markets.

The platform features a modular architecture with suites dedicated to specific payment functions. The Issuing Suite handles card management, authorizations, and risk controls. The Acquiring Suite focuses on merchant management and transaction processing. Fraud prevention is managed through SPARK Trust, which uses an AI-powered rules engine and behavioral scoring. Clearing and settlement processes are automated with SPARK Clearing \& Settlement. The Acceptance Suite supports multi-channel payment acceptance across physical and digital environments. Other capabilities include mobile payment functions through SPARK MPay, tokenization and wallet services via SPARK VAULT, verticalized payments for industries such as fuel and fleet management with SPARK FLOW, and analytics and decision orchestration through SPARK Intelligence Suite.

The platform is designed with PCI certification and built-in security across all components. It uses an API-first approach to enable customization and support specific market requirements. Artificial intelligence is integrated to enhance performance, risk management, and operational efficiency while supporting high-volume transaction environments.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

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## About the vendor

- **Company**: MS Solutions

## Commercial Context

- **Target Audience**: 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English, French
- **Available Countries**: Angola, Austria, Bahrain, Belgium, Bosnia and Herzegovina, Botswana, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Ghana, Hungary, Italy, Kenya, Kuwait, Liechtenstein and 16 more

## Features

- API
- Activity Dashboard
- Alerts/Notifications
- Data Import/Export
- Data Security
- Debit/Credit Card Processing
- Digital Wallet Payments
- In-Person Payments
- Loyalty Program
- Mobile Payments
- Multi-Currency
- Online Payments
- PCI Compliance
- Payment Fraud Prevention
- Payment Gateway Integration
- Payment Links
- Payment Reconciliation
- Point of Sale (POS) Integration
- Real-Time Data
- Recurring/Subscription Billing

## Support Options

- Email/Help Desk
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.softwareadvice.com.au/directory/4526/online-payment/software)

## Links

- [View on SoftwareAdvice](https://www.softwareadvice.com.au/software/554327/SPARK)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/product/554327-SPARK/> |
| en-AU | <https://www.softwareadvice.com.au/software/554327/SPARK> |
| en-GB | <https://www.softwareadvice.co.uk/software/554327/SPARK> |
| en-IE | <https://www.softwareadvice.ie/software/554327/SPARK> |
| en-NZ | <https://www.softwareadvice.co.nz/software/554327/SPARK> |

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