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description: Review of Plooto Software: system overview, features, price and cost information. Get free demos and compare to similar programs.
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title: Plooto | Reviews, Pricing & Demos - SoftwareAdvice AU
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# Plooto

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> Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accounts receivable functions by unifying payments, processes, control, and reporting. Trusted by 6,000+ businesses, the platform also integrates &#10;&#10;&#10;Plooto provides smart two-way sync with QuickBooks and Xero, automatically syncing bills, invoices, and payments and reconciling bookkeeping records while keeping a full audit trail.&#10;&#10;&#10;And, with Plooto, improve your cash flow with credit card acceptance and get paid as soon as 2 business days and automation features like PAD and recurring payments to get money into your account much faster with less work.
> 
> Verdict: Rated **4.3/5** by 242 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.3/5** | 242 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support | 4.0/5 | Based on overall reviews |
| Value for Money | 4.2/5 | Based on overall reviews |
| Features | 4.2/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Plooto
- **Location**: Toronto, Canada
- **Founded**: 2014

## Commercial Context

- **Starting Price**: CAD 32.00
- **Pricing model**: Flat Rate (Free Trial)
- **Pricing Details**: No setup fees. No integration fees. No hidden fees.&#10;&#10;Want to use Plooto exclusively for client payments? We can bill subscription and transaction fees directly to  your clients at no cost to your firm.&#10;&#10;Accountants and bookkeepers can get free or discounted Plooto subscriptions.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop)
- **Supported Languages**: English
- **Available Countries**: Canada, United States

## Features

- ACH Payment Processing
- Access Controls/Permissions
- Accounting
- Accounting Integration
- Accounts Payable
- Accounts Receivable
- Activity Dashboard
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Audit Trail
- Bank Reconciliation
- Billing & Invoicing
- Billing Portal
- Cash Flow Management
- Check Writing
- Client Portal
- Collaboration Tools
- Compliance Management
- Contact Database

## Integrations (7 total)

- NetSuite
- QuickBooks Bi-Directional Synchronizer
- QuickBooks Desktop
- QuickBooks Online
- QuickBooks Online Accountant
- QuickBooks Online Advanced
- Xero

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Accounting Software](https://www.softwareadvice.com.au/directory/4220/accounting/software)

## Related Categories

- [Accounting Software](https://www.softwareadvice.com.au/directory/4220/accounting/software)
- [Small Business Accounting Software](https://www.softwareadvice.com.au/directory/506/small-business/software)
- [Professional Services Automation Software](https://www.softwareadvice.com.au/directory/4135/psa/software)
- [Accounts Payable Software](https://www.softwareadvice.com.au/directory/1851/accounts-payable/software)
- [Reconciliation Software](https://www.softwareadvice.com.au/directory/4107/reconciliation/software)

## Alternatives

1. [QuickBooks Online](https://www.softwareadvice.com.au/software/393202/quickbooks-online) — 4.3/5 (8447 reviews)
2. [Stampli](https://www.softwareadvice.com.au/software/414803/stampli) — 4.8/5 (463 reviews)
3. [Xero](https://www.softwareadvice.com.au/software/2976/xero) — 4.4/5 (3292 reviews)
4. [QuickBooks Enterprise](https://www.softwareadvice.com.au/software/49801/qb-enterprise) — 4.5/5 (20639 reviews)
5. [QuickBooks Desktop](https://www.softwareadvice.com.au/software/17316/quickbooks-pro) — 4.4/5 (2559 reviews)

## Reviews

### "Great A/P Platform" — 4.0/5

> **Alexandra** | *2 May 2026* | Chemicals | Recommendation rating: 9.0/10
> 
> **Pros**: A key pro of Plooto is its integration with other financial tools such as Dext and Quickbooks. Payments are made easily in a variety of currencies and it’s easy to keep track of them all.
> 
> **Cons**: There is a limit on the federal payroll tax amount that can be paid at one time so I have to often separate the payment into 2.

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### "Feb 2025 review" — 4.0/5

> **Sam** | *28 February 2025* | Wholesale | Recommendation rating: 9.0/10
> 
> **Pros**: makes paying bills a breeze, would be nice if Plooto could show the bill payment batches in the Completed Payments instead of just individually
> 
> **Cons**: it does not handle vendor discounts \&amp; credits. Also when an amount comes back into Plooto Instant, it does not sync that to qbs. Also, every now \&amp; then it does not sync with qbs until the computer is restarted, the above is all to do with qbs desktop
> 
> very good, Sometimes Plooto does not finish its job to do the lump sum transfer from the chequing account to Plooto Clearing in qbs

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### "It's easy and quick to use, but it's missing a key integration that would make it perfect." — 4.0/5

> **Audrey** | *30 September 2021* | Accounting | Recommendation rating: 8.0/10
> 
> **Pros**: Plooto integrates with QBO and make syncing receivables and payables easy.  It reconciles the payments which saves a lot of time.  The customers and suppliers receive an email that tells them about upcoming payments and a link that takes them to this information plus shows them the past transactions.
> 
> **Cons**: I've been using Plooto with one client for about a year now and would like to move other clients to this system.  Unfortunately, Plooto doesn't work with QBO's projects and sub-customer system.  Each time I’ve tested collecting these receivables, Plooto says the customer doesn't exist and wants to create a new client even though the client does exist, it's picking up the project or sub-customer name at the end of the client’s name.  If Plooto’s system can recognize the customers name before the ":" to allow collection of accounts with multiple project or sub-accounts I would be able to move more clients over to this system.
> 
> Overall a good experience, but it's missing a key integration that would make it perfect.   I can't wait for them to bring back credit card payments and I hope they expand the integration capabilities.

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### "Great software for processing payments." — 3.0/5

> **Sarah** | *16 July 2025* | Construction | Recommendation rating: 9.0/10
> 
> **Pros**: I like how this software can sync with Quickbooks Enterprise. I can fine open invoices and you can pay directly through Plooto. It then syncs the bill in Quickbooks and marks it as paid
> 
> **Cons**: Overall i really like Plooto, but this year they had made an update which made adding new contacts more manual. Previously you could see all bills, even ones that weren't set up in Plooto. You could easily select the + to easily add the contact and set up direct deposit. Now this + is not available and evety new contact needs to be manually inputted. The problem with this is, if it is not 100% identical to your CRM (in our case quickbooks) it will not sync. Then when the bill is paid through Plooto it will not show as paid in your CRM. Which could lead to a 2nd payment.
> 
> So far we are content with the payables portion. Soon we will be exploring the receivables side of the software.

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### "Time saver and easy to implement." — 5.0/5

> **Ryan** | *8 March 2026* | Design | Recommendation rating: 10.0/10
> 
> **Pros**: I like that Plooto is designed specifically to automate accounts payable and receivable workflows, allowing businesses to send and receive payments, schedule transactions, and automate approvals. This can dramatically reduce the manual work involved in paying vendors or collecting invoices.
> 
> **Cons**: One of the biggest limitations is that Plooto doesn’t replace accounting software. It’s primarily a payments automation tool, so you still need something like QuickBooks or Xero for bookkeeping and reporting.
> 
> Overall it's a helpful automation tool that can save you time and make it so you don't have to set reminders to bill clients.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.com.au/software/95468/plooto)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/accounting/plooto-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/95468/plooto> |
| en-GB | <https://www.softwareadvice.co.uk/software/95468/plooto> |
| en-IE | <https://www.softwareadvice.ie/software/95468/plooto> |
| en-NZ | <https://www.softwareadvice.co.nz/software/95468/plooto> |

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